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The business debt settlement infographic

A one-page visual reference: how debt settlement works, from default to discharge. Save it, share it, send it to a partner.

DELANCEY STREET · 2026

How business debt
settlement works

$100M+
Resolved
1,000+
Businesses
50
States
<30 min
Callback
01
Default

MCA, SBA, or other commercial debt becomes unmanageable. Daily debits, missed payments, demand letters.

02
Engagement

Free advisor consult. Plan in writing. Fee, a % of total enrolled debt, quoted up front. Escrow opens in your name.

03
Communication

We take over creditor contact. The phone calls stop. Funds redirect to escrow.

04
Negotiation

Senior advisors negotiate each obligation, with affiliated counsel when escalation is needed. Average 40–70% reduction in daily/weekly payment burden.

05
Settlement

Final agreements signed. Lump-sum or installments paid from escrow. Accounts close.

BEFORE
  • Daily $1,200 ACH debits
  • 7 stacked MCAs
  • COJ filed in NY
  • Bank account frozen
  • Personal credit damage
AFTER
  • One settlement payment
  • Single advisor relationship
  • UCC liens released
  • Operations restarted
  • Credit recovery on track
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